News

Rental yields – what you need to know

Rental yield – essentially the rate of rental income returned against the costs of an investment property is a great indicator of a property’s investment potential. But you need to keep things in perspective when you factor it into your decision to purchase property. Calculating rental yield A good first step in examining rental yield’s […]

Make Working from Home Less Taxing

With no commute and casual Friday turning to casual every day, there’s a lot to love about working from home. But when the cat keeps hijacking your Zoom calls and Friday drinks end up being with said cat, it has its downsides too. Thankfully, the tax man is offering a bit of socially distanced relief […]

renovation floor plans

Home Renovation Adjustments to Do Post COVID-19

Now that most people are adapting to the new normal, you should expect some changes to occur in all aspects of your life. You can observe it from the simplest way of buying groceries to the modifications in the home renovation process. Everyone needs to practice precautionary measures to keep all people involved in the […]

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3 Important Considerations When Building a Home Office

While home offices have been around for a long time, they have become even more prevalent now due to the ongoing pandemic. Businesses have been forced to shut down their offices and have their employees work from remote locations in an attempt to slow down the spread of the virus. If you are one of […]

Home renovations underway

Money Matters: 3 Tips in Financing Your Home’s Renovation – Our Guide

Working on a home renovation project can be a tricky matter, especially if you don’t know where to get the money to match the house improvements you’ll need. As a homeowner, it is vital to ensure that your financial choices work towards your benefit and not result in greater debt. Making the right financial choices […]

Stamp duty reform, will it happen?

The conversation around stamp duty reform has gained momentum in recent weeks at both the state and federal level, with everyone from RBA Governor Phillip Lowe to Treasurer Josh Frydenberg to state politicians suggesting that land tax reform may have a role to play in Australia’s post-COVID economic recovery. Reform could significantly aid homebuyers through reducing the amount of money […]

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Debt Consolidation: What Is It and What Can It Do for You

Living with debt is one of the more difficult things in the modern age. While most people try to actively avoid accumulating it, debt can be inevitable if you want to make a big purchase—a home loan, a car loan, or even a business loan. No matter how savvy you are with your money management, […]

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Do You Have a Reason to Refinance Your Mortgage: Find out Here

If you own a home with a mortgage, you have probably heard about refinancing many times, and now you’re thinking whether or not it’s something that you should do. Refinancing is basically switching from your original loan to a new one. There are many reasons homeowners would want to do this. Here are some of […]

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A Guide to Applying for Your First Home Loan

Applying for a home loan is one of the most significant decisions that you can possibly make in your lifetime. The process involves many important considerations, and you need to be mindful of each one so that you can secure a suitable home and, more importantly, a stable financial future. Out of the many aspects […]

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4 Signs It Is Time to Refinance Your Mortgage – What to Know

You have repaid more than half of your loan. You think your performance in loan payments and your current financial situation can help you get a better term. They say refinancing has money-saving features. Should you trust your gut and do it? When is the best time to get refinancing? Is there really a best […]

new home for sale

4 Practical Tips for Finding the Right Mortgage Broker When Buying a Home

Anyone will tell you that buying a house is truly a life milestone. As such, it’s not a matter to take lightly. When you are finally ready to buy property, you need to make the right decisions. Additionally, you’d want the process to go as smoothly as possible. A mortgage broker would be helpful in […]

Thinking of Renovations

It’s been more than 25 years since Tom Hanks and Shelley Long showed us the calamitous side of renovating gone wrong in the comedy movie, The Money Pit, but the warnings ring loud and clear today. With a sluggish property market, many homeowners are opting to renovate rather than relocate. Before you hit the hardware […]

new home

5 Basic Home Loans Every New Homeowner Should Know About

Purchasing your first home can be exciting but will usually require that you take out a mortgage loan. In your lifetime, a mortgage loan can become your largest debt, so understanding the process is critical.  If you’re looking to finance a home loan in North Sydney, or purchase a home or a investment property in […]

5 Practical Reasons to Consider Refinancing During COVID-19 Outbreak

Whilst refinancing during the COVID-19 outbreak may not be possible for all homeowners and borrowers due their current circumstances, replacing your existing home loan with a new loan is usually a viable option to consider.  Refinancing your loan allows you to reduce your monthly payments, lower the interest rate, consolidate debt, and alter the loan […]

The Impact of COVID-19 on the Property Market and Lending Environment

Whether you’re a first home buyer, or planning to upsize, downsize or invest, the COVID-19 coronavirus will have caused some uncertainty over your plans. The Lending Environment Whilst there has been some change in the way we inspect and purchase properties on-line, banks have also amended their lending criteria and are focussing on the stability […]