HECS Debt? Paying off your education is no reason to put off buying property.

You can remember it now: sitting in a chair at the back of the lecture theatre, chatting to your friends and ignoring the debt that each day at university was plunging you into. But now you’re older and wiser, and reality has set in. You want to buy a property, but you’re unsure how your […]

Is it time to fix your rates?

After many months of fixed rates lower than variable rates, December and early January saw fixed rates start to creep upwards which would suggest that at least the fixed rates have bottomed. New data has found a growing proportion of borrowers are seeking the security that comes with a fixed rate home loan. According to […]

Bridging Finance

Ready to build or buy now, but haven’t yet sold your old property? Bridging finance could be the answer to keep the ball rolling. Trying to sell one property and buy another can be quite a daunting and emotional process, especially when the timelines of both projects don’t match up perfectly. Generally, people can be […]

7 Things to Know Before Applying for a Home Loan

  With interest rates still near historic lows many people are ready to buy their next home. Buying a home is a big decision and being prepared for what’s to come will help make the process easier.   Here are some things to keep in mind before you apply for your mortgage: Learn the lingo […]

What should your property strategy be in 2017

Did you make a new year’s resolution? What are you looking to focus on this year? We spoke to property experts to see which areas buyers, sellers, and investors focus on in 2017. Here are the key issues and areas your property strategy should address. What five things should buyers focus on?   What new infrastructure […]

What Do I Need to Know About Debt Consolidation?

If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a professional about debt consolidation. However, you need to be wary. You might end up paying more in the long term and/or reduce the equity in your home. What is debt consolidation? Debt consolidation is where you transfer […]

Guaranteeing Your Child’s Loan

Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement or investment plans. Being a guarantor generally means using the equity in your own property as security for your child’s home loan. […]

Should you lease or buy your business assets?

Small business owners often don’t have the funds available to purchase business assets outright without impacting their cash flow. Yet ownership can be attractive. So should you lease or buy? Financing options You may not always have timely access to cash to buy business assets outright, or you may have more productive uses for your […]

Should I Refinance?

Refinancing a mortgage can be daunting. Fees, fixed versus variable interest rates and monthly charges all need to be considered. The right refinanced loan could help you pay off your mortgage faster and for less, clear unhealthy debt or help you upgrade and add value your home, all of which are steps in the right […]

Buying a Holiday House?

With the holidays fast approaching many people find themselves dreaming of owning their very own getaway. However, buyers shouldn’t think owning a holiday home will be all blue skies and sunshine. Wakelin Property Advisory associate director Jarrod McCabe said people should not buy a holiday home as an investment. “While these properties do have the […]

Lenders Assessment

How lenders workout whether you can afford a loan Different lenders use different formulas to work out how much you can borrow. Being able to secure your ideal loan amount can seem like a battle of balances. Once you’ve worked your budget and finances through a spreadsheet, there’s still the one issue left to deal […]