Any savvy property investor with a strong, thought out strategy for wealth creation will tell you that maximising rental returns is essential to success. After all, you rely on the cash flow from your portfolio as an income stream to help pay your mortgage, maintain your investment or save money for a potential holiday. One thing […]
If you’re house hunting, chances are you’ve got every new property listing alert set up to reach your inbox the second it’s listed. You’re probably chasing agents and spending your weekends running from opening to opening. It’s an exciting experience but can be daunting. After all, buying a house is one of the largest investments […]
The Reserve Bank (RBA) has slashed official interest rates again – the first time in 11 years it has cut in consecutive months – in another attempt to revive the sluggish economy. The RBA cut the official cash rate from 1.50 per cent to 1.25 per cent at its June meeting, and despite expectations it […]
Finance to buy your new home before the old one is sold Many, if not most, homeowners find their new dream home before they are able to sell their current one. Unfortunately, finding that home and finding the funds to purchase it are two very different things. In a perfect scenario, we would all be […]
The Reserve Bank has cut the official cash rate for the first time since August 2016. This is what the new record low means for you. The historic move was announced by RBA governor Phillip Lowe this afternoon, ending weeks of frenzied speculation. The announcement means the cash rate will be slashed by 25 basis […]
When you’re making big financial decisions, such as applying for a personal loan or even simply switching telco providers, it’s important to understand the impact your credit score has and how it’s in turn affected. Creditors and lenders sneak a peek at your credit score and credit report before they approve (or sometimes deny) your […]
All your debts in one basket – Why home loan debt consolidation could be the right move. A lot of small debts can balloon into one big headache. A simple way to get things under control could be to refinance your home loan to consolidate debt. So – is it right for you? What it […]
While economists have been divided on whether a cash rate cut was to be expected this afternoon, the odds for an alteration ahead of today’s meeting were the highest they’ve been since the rate last moved in August 2016. However, the Reserve Bank of Australia has announced that the rate will remain on hold at […]
Don’t apply for loans with multiple lenders to get the best rate, this will negatively impact your credit score – we can assess your profile against multiple lenders without impacting your credit file. If you own a vehicle, trade it in or add a deposit to put towards your loan. If possible wait until your […]